Financial inclusion rises to 76.3% in Egypt as of June 2025

The number of citizens with active transaction accounts, whether bank accounts, Egypt Post accounts, mobile wallets, or prepaid cards, rose to 53.8 million out of 70.5 million eligible citizens, according to the CBE’s latest financial inclusion indicators, released as part of its Financial Inclusion Strategy 2022-2025.

The CBE reported a steady rise in financial inclusion among women, reaching 70 percent in June 2025, compared to 68.8 percent six months earlier.

The bank credited this improvement to efforts in partnership with ministries and other stakeholders to enhance women’s economic participation by expanding access to financial services.

Financial inclusion among youth also grew, hitting 54.4 percent in June 2025, up from 53.1 percent in December 2024.

The CBE said this reflects measures such as allowing account openings from the age of 15 and initiatives aimed at increasing financial literacy and access for younger demographics.

Between 2016 and June 2025, Egypt’s financial inclusion rate jumped by 214 percent, reflecting broader adoption of formal financial services. The CBE said this trend demonstrates progress in integrating more citizens into the financial system.

The Financial Inclusion Strategy 2022-2025 focuses on improving accessibility, usage, and quality of financial services across Egypt.

It is built on several pillars, including offering diverse banking and non-banking products, creating supportive legislative and regulatory frameworks, and ensuring all segments of society are brought into the formal financial system.